Personal Loan

1. What is a personal loan?

A personal loan is an unsecured loan that you can use for personal needs like medical expenses, travel, or home renovation. It doesn’t require any collateral.

Salaried and self-employed individuals with a steady income, good credit history, and valid documents are usually eligible.

You need identity proof, address proof, income proof (like salary slips or bank statements), and passport-size photographs.

The loan amount depends on your income, credit score, and repayment capacity. It usually ranges from ₹20,000 to ₹25 lakhs or more.

If your documents are correct and complete, approval can take as little as 24–48 hours.

It just starting from 11% to 30% it’s base on customer profile how he/she belong form

We have working with 40+ Banks & NBFC it’s depend on customer profile because of that every bank’s has own policy.

Its easy process you can go our website and fill-up form basic details so our executive will connect you.

Business Loan

1. What is a business loan?

A business loan is a financial product offered to entrepreneurs and business owners to support their business needs such as expansion, working capital, equipment purchase, or inventory management.

Business owners, self-employed professionals, and entrepreneurs with a registered business and stable income can apply for a business loan.

You typically need identity proof, business registration proof, bank statements, income tax returns, and financial statements (like balance sheet or profit & loss).

The loan amount depends on business turnover, credit score, repayment history, and lender’s policy. It can range from ₹50,000 to ₹50 lakhs or more.

Many business loans are unsecured and do not require collateral, but larger loan amounts may need security or a guarantor.

Home Loan

1. What is a home loan?

A home loan is a secured loan provided by banks or financial institutions to help you buy, construct, or renovate a residential property. The property is kept as collateral until the loan is repaid.

Any salaried, self-employed, or business person with a stable income and a good credit score can apply for a home loan.

You’ll need ID proof, address proof, income documents (salary slips or ITR), bank statements, and property-related documents.

Loan eligibility depends on your income, repayment capacity, credit score, and the property’s value. Most lenders finance up to 75–90% of the property cost.

Home loan tenures typically range from 5 to 30 years, allowing for flexible EMIs based on your financial comfort.

Education Loan

1. What is an education loan?

An education loan is a financial aid provided to students to cover tuition fees, hostel charges, books, and other academic expenses for higher studies in India or abroad.

Students can apply with a co-applicant (parent or guardian). The student must have secured admission to a recognized course or institution.

It covers tuition fees, accommodation, exam fees, travel (for studying abroad), books, equipment, and other academic costs.

Required documents include ID/address proof, admission letter, fee structure, academic records, co-applicant income proof, and bank statements.

Repayment usually starts 6–12 months after the course ends or after the student gets a job, whichever is earlier (known as the moratorium period).